My husband and I both have long term healthcare insurance which we have not had to use. But we will! He is 81 and I am 75. I want to contact the companies and ask questions about how and what to do to activate care when it becomes necessary. Do you have any suggestions?  Janice M., Miami, FL

I’m turning 65 this year and work full time at a company that provides fu

My mother is 87.

My mother has been referred to Hospice Care for end-stage COPD (Chronic O

My mother is 75.